ABSTRACT

The ethics of articial intelligence as the epistemology of digital consciousness presupposes human -centeredness. The epistemology of articial intelligence presupposes Cartesian, Kantian and cognitive paradigms. The AI ethics can be used to analyze the impact of banking innovation technology by ensuring quality services and nancial inclusion. The impact of technology on the banking sector reveals a kind of a transformative moment. AI itself is a product of reasoning and scientic method. AI research is equally consistent with the epistemology of information technology. Information technology has resulted in the increase in the input-output ow in the banking performance of global economies. Articial intelligence concerns itself with the notion of information technology in a global economy. Articial intelligence is actually a reection on the cognitive activity of minds and machines. Articial intelligence as a collective term has both strengths and weaknesses. The notion of articial intelligence stipulates that certain technological instruments such as the robots, computers, smart phones, biometric machines all exhibit certain cognitive activity. Articial intelligence has undoubtedly changed the course of human history. Scholars in the elds of philosophy, psychology, law, political science, mathematics and computer engineering have been fascinated by the concept of articial intelligence since its inception. This paper adopts the method of analysis. This paper discusses the resulting benets of the use of articial intelligence in baking industry. This paper concludes that the rise of articial intelligence marks the triumph of the 21st century. Articial intelligence challenges our understanding of consciousness, ethics and the very essence of what it means to be human.